You Have Rights After a Hit and Run in Sacramento Hit and run crashes are terrifying — a driver causes harm and then flees, leaving you injured, confused, and wondering who will pay your bills. But you are not without options. California law requires insurance companies to offer Uninsured Motorist (UM) coverage, which applies when the at-fault driver flees or can't be identified. Beyond your own policy, DePaoli Law Team investigates every angle — surveillance cameras, witnesses, bystander dashcam footage, and license plate databases — to identify the fleeing driver and pursue direct liability. We immediately investigate for witnesses, cameras, dashcam footage We file UM/UIM claims and fight your own insurer for fair compensation We pursue civil claims if the driver is later identified We document your injuries before evidence disappears We handle all communication with insurance companies What to Do After a Hit and Run Crash Call 911 immediately — A police report is critical for UM claims Document everything — Photos, video, any partial plate numbers, vehicle description Ask for witnesses — Get names and numbers of anyone who saw the crash Seek medical care immediately — Even if you feel okay Report to your own insurer within 24 hours — UM claims have strict reporting requirements Call DePaoli Law Team before giving any recorded statement — (916) 962-2896 Uninsured Motorist Coverage — What Your Policy Must Do California law requires all auto insurers to offer Uninsured Motorist coverage. If you accepted it (or were never clearly offered the ability to reject it), your own policy must pay for hit-and-run injuries. The catch: your own insurer has every incentive to undervalue your UM claim just like any other insurer would. DePaoli Law Team treats UM claims with the same aggression we bring to every case — including filing suit against your own insurer if they refuse fair value. Frequently Asked QuestionsCan I still recover if I don't know who hit me? +Yes. Through your Uninsured Motorist (UM) coverage, your own insurer must compensate you for injuries caused by an unidentified hit-and-run driver. California also allows additional investigation to identify the driver — we pursue every avenue. What if I don't have UM coverage? +You may still have options. We investigate whether the driver was identified, whether a business or property owner has liability, and other potential defendants. Call for a free evaluation — (916) 962-2896. Does my UM claim count against me? +Filing a UM claim should not raise your premiums in California — state law protects you from retaliation for UM claims. Your insurer cannot drop you for filing a UM claim after a hit-and-run.